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What percentage of American homeowners still have a mortgage?

60.2% of American homeowners still have a mortgage — about 60 in every 100, or 6 in 10. That is the figure published by the American Community Survey for 2023.

0 in 100100 in 100
60.2

Where this number comes from

Survey
American Community Survey
What it measured
American Community Survey 1-year estimate, published under the label “MORTGAGE STATUS → Owner-occupied units → Housing units with a mortgage”.
Population
American homeowners
Year
2023
90% confidence interval
60.1% to 60.3%

Work of the U.S. federal government - public domain. See the source data

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